Dr Zoe Backman
DOC ZOE - Your Personal Agent at Family First Life
Life Insurance
Term life insurance coverage is just what it sounds like: life insurance for a specified policy term. The coverage is in effect for a term of years that you choose up front, usually ranging from 10-30 years. If you die while the policy is in force, the insurance company pays death benefits to your named beneficiaries.
Whole life insurance is a contract with premiums that includes insurance and investment components. The insurance component pays a predetermined amount when the insured individual dies. The investment component builds an accumulated cash value the insured individual can borrow against or withdraw. This is the most basic type of cash-value life insurance.
Universal life insurance is a type of permanent life insurance policy with features not included in whole life or term life insurance policies. In addition to providing a death benefit, universal life insurance also provides flexible premiums, and includes a cash value savings component inside the policy. That cash value can be used for any number of reasons, such as supplementing your retirement income, paying for children's educations or any other expenses. We will be there to help you - not sell you.
For more information Click Here
I AM YOUR NEIGHBOR
-
Contact me for a No Obligation Complimentary Evaluation
Pennsylvania Licensed - License Number 658570
Our Core Values
-
- Relationships matter, people come first
- Relentless pursuit of personal growth
- Open, honest, and productive communication
- We do the right thing even when no one is looking
- We work as a true team and strive to be a positive influence
- We act like owners because we own it
- Being of service and doing good in the world
- We have fun and we get stuff done
OUR PRODUCTS
-
- Mortgage Protection
- Life Insurance - term, whole life and Children
- Final Expenses
- Retirement Protection
- Critical Illness
- Long Term Care
- Medicare Supplements
- AFLAC
- And More